Compare (ALL) 109 of Australia's Best 0% Balance Transfer Cards (2024)

Bankwest Zero Platinum Mastercard

0% p.a. for 28 months (reverts to 14.99% p.a.) 3% BT fee applies.

$0

Bankwest Zero Mastercard

0% p.a. for 28 months (reverts to 14.99% p.a.) 3% BT fee applies.

$0

Bank of Melbourne Vertigo Visa

0% p.a. for 28 months (reverts to 21.49% p.a.) 1% BT fee.

$55

BankSA Vertigo Visa

0% p.a. for 28 months (reverts to 21.49% p.a.) 1% BT fee.

$55

St.George Bank Rainbow Vertigo Visa

0% p.a. for 28 months (reverts to 21.49% p.a.) 1% BT fee.

$55

St.George Bank Vertigo Visa

0% p.a. for 28 months (reverts to 21.49% p.a.) 1% BT fee.

$55

Westpac Low Rate Card

0% for 28 months (reverts to 21.49% p.a.) 2% BT fee.

$59 ($0 in first year for existing Westpac customers)

NAB Low Rate Credit Card - Balance Transfer Offer

0% for 28 months (reverts to 21.74% p.a.) 2% BT fee applies.

$0 in first year, then $59

ANZ Low Rate Balance Transfer Offer

0% for 28 months (reverts to 21.99% p.a.) 3% BT fee applies.

$0 in first year, then $58

Citi Clear Credit Card

0% for 28 months (reverts to 22.24% p.a.) 2% BT fee applies.

$99

Virgin Australia Velocity Flyer Card - Balance Transfer Offer

0% for 24 months (reverts to 20.99% p.a.) No BT fee.

$0 in first year, then $149

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Bank of Melbourne Amplify Rewards Platinum

0% for 24 months (reverts to 21.49% p.a.) 1% BT fee applies.

$49 in first year, then $124

BankSA Amplify Rewards Platinum

0% p.a. for 24 months (reverts to 21.49% p.a.) 1% BT fee applies.

$49 in first year, then $124

St.George Amplify Rewards Platinum

0% for 24 months (reverts to 21.49% p.a.) 1% BT fee applies.

$49 in first year, then $124

Bank of Melbourne Amplify Platinum Qantas

0% p.a. for 24 months (reverts to 21.49% p.a.) 1% BT fee applies.

$174 in first year, then $199

BankSA Amplify Rewards Platinum Qantas

0% p.a. for 24 months (reverts to 21.49% p.a.) 1% BT fee applies.

$174 in first year, then $199

St.George Amplify Qantas Platinum

0% p.a. for 24 months (reverts to 21.49% p.a.) 1% BT fee applies.

$174 in first year, then $199

Bank of Melbourne Amplify Rewards Signature

0% p.a. for 24 months (reverts to 21.49% p.a.) 1% BT fee applies.

$199 in first year, then $295

BankSA Amplify Rewards Signature

0% p.a. for 24 months (reverts to 21.49% p.a.)1% BT fee applies.

$199 in first year, then $295

St.George Amplify Rewards Signature

0% p.a. for 24 months (reverts to 21.49% p.a.) 1% BT fee applies.

$199 in first year, then $295

Bank of Melbourne Amplify Signature Qantas

0% p.a. for 24 months (reverts to 21.49% p.a.) 1% BT fee applies.

$370

BankSA Amplify Signature Qantas

0% p.a. for 24 months reverts to 21.49% p.a. 1% BT fee applies.

$370

St.George Amplify Qantas Signature

0% p.a. for 24 months (reverts to 21.49% p.a.) 1% BT fee applies.

$370

HSBC Low Rate Credit Card

0% for 20 months (reverts to 25.99% p.a.) 2% BT fee applies.

$99

Suncorp

0% for 20 months (reverts to 21.99% p.a.) 1% BT fee applies.

$55

BOQ Low Rate Credit Card

0% p.a. for 18 months reverts to 21.49% p.a. No BT fee.

$55

Kogan Money Credit Card - Balance Transfer Offer

0% p.a. for 18 months (reverts to 21.74% p.a.) No BT fee.

$0

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Coles Low Rate Mastercard

0% for 15 months (reverts to 19.99% p.a.) 1.5% BT fee applies.

$58

Virgin Money Low Rate Credit Card

0% for 15 months (reverts to 21.69% p.a.) No BT fee applies.

$99

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Community First Bank Low Rate Credit Card

0% p.a. for 12 months (reverts to 8.99% p.a.) No BT fee.

$40

Community First Bank Low Rate Blue Credit Card

0% p.a. for 12 months (reverts to 8.99% p.a.) No BT fee.

$40

Community First Bank Low Rate Pink Credit Card

0% p.a. for 12 months (reverts to 8.99% p.a.) No BT fee.

$40

Easy Street Easy Low Rate Visa Credit Card

0% p.a. for 12 months (reverts to 8.99% p.a.) No BT fee.

$40

Auswide Bank Low Rate Visa

0% p.a. for 12 months reverts to 10.99% p.a. No BT fee.

$50

Heritage Bank Gold Low Rate

0% p.a. for 12 months (reverts to 11.80% p.a.) Fee may apply.

$0

Australian Military Bank Low Rate Visa Card

0% p.a. for 12 months (reverts to 11.99% p.a.) Fee may apply.

$49

Beyond Bank Low Rate Visa Credit Card

0% p.a. for 12 months (reverts to 11.99% p.a.) Fee may apply.

$49

QBANK Bluey Card

0% p.a. for 12 months (reverts to 12.49% p.a.) Fee may apply.

$0

Bankwest Breeze Classic Mastercard

0% p.a. for 12 months (reverts to 12.99% p.a.) 2% BT fee applies.

$49

Bankwest Breeze Platinum Mastercard

0% p.a. for 12 months (reverts to 12.99% p.a.) 2% BT fee applies.

$69

Summerland Bank Rewards Rate Card

0% p.a. for 12 months (reverts to 18.99% p.a.) No BT fee.

$0 in first year, then $79

Heritage Bank Platinum

0% p.a. for 12 months (reverts to 19.99% p.a. Fee may apply.

$125 (waived if you spend over $35k/year)

Virgin Money No Annual Fee Credit Card

0% p.a. for 12 months (reverts to 20.99% p.a.) No BT fee.

$0

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Virgin Money Velocity Flyer Card - Bonus Points Offer

0% p.a. for 12 months (reverts to 20.99% p.a.) No BT fee.

$74 in first year, then $149

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Virgin Money Velocity High Flyer Card

0% p.a. for 12 months (reverts to 20.99% p.a.) No BT fee.

$329

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NAB Low Fee Card

0% p.a. for 12 months (reverts to 21.74% p.a.) 3% BT fee applies.

$30

NAB Low Rate Card - Cashback offer

0% p.a. for 12 months (reverts to 21.74% p.a.) 3% BT fee applies.

$59

NAB Low Fee Platinum Card

0% p.a. for 12 months (reverts to 21.74% p.a.) 3% BT fee applies.

$90

BOQ Platinum Rewards Credit Card

0% p.a. for 12 months (reverts to 21.74% p.a.) 1% BT fee applies.

$65 in first year, then $129

NAB Rewards Platinum Credit Card

0% p.a. for 12 months (reverts to 21.74% p.a.) 3% BT fee applies.

$45 in first year, then $195

NAB Qantas Rewards Premium Credit Card

0% p.a. for 12 months (reverts to 21.74% p.a.) 3% BT fee applies.

$150 in first year, then $250

NAB Rewards Signature Credit Card

0% p.a. for 12 months (reverts to 21.74% p.a.) 3% BT fee applies.

$145 in first year, then $295

NAB Qantas Rewards Signature Card

0% p.a. for 12 months (reverts to 21.74% p.a.) 3% BT fee applies.

$295 in first year, then $395

HSBC Premier World Mastercard

0% p.a. for 12 months (reverts to 21.99% p.a.) 2% BT fee applies.

$0

Qantas Premier Everyday

0% p.a. for 12 months (reverts to 21.99% p.a.) No BT fee.

$49

HSBC Platinum Credit Card

0% p.a. for 12 months (reverts to 21.99% p.a.) 2% BT fee applies.

$0 in first year, then $149

Suncorp Clear Options Platinum Credit Card Qantas Points Offer

0% p.a. for 12 months (reverts to 21.99% p.a.) No BT fee.

$178

HSBC Platinum Qantas Credit Card

0% p.a. for 12 months (reverts to 21.99% p.a.) 2% BT fee applies.

$0 in first year, then $299

Qantas Premier Platinum

0% p.a. for 12 months (reverts to 21.99% p.a.) No BT fee.

$349 in first year, then $399

HSBC Star Alliance Credit Card

0% p.a. for 12 months (reverts to 21.99% p.a.) 2% BT fee applies.

$0 in first year, then $450

Citi Rewards Card - Purchase and Balance Transfer Offer

0% p.a. for 12 months (reverts to 22.24% p.a.) No BT fee.

$199

Summerland Credit Union Low Rate Card

0% p.a. for 9 months (reverts to 11.99% p.a.) No BT fee.

$0 in first year, then $49

BOQ Blue Visa Credit Card

0% p.a. for 9 months (reverts to 21.74% p.a.) No BT fee.

$60

Suncorp Clear Options Platinum Credit Card

0% p.a. for 9 months (reverts to 21.99% p.a.) No BT fee.

$99 in first year, then $129

MOVE Bank Low Rate Credit Card

0% p.a. for 6 months (reverts to 8.99% p.a.) No BT fee.

$0 in first year, then $59

Credit Union SA Workplace Benefits Credit Card

0% p.a. for 6 months (reverts to 11.49% p.a.) No BT fee.

$0

Credit Union SA Education Community Credit Card

0% p.a. for 6 months (reverts to 11.99% p.a.) No BT fee.

$0

Credit Union SA Visa Credit Card

0% p.a. for 6 months (reverts to 11.99% p.a.) No BT fee.

$59

Coastline Visa Credit Card

0% p.a. for 6 months (reverts to 18.25% p.a.) No BT fee.

$0

Coles No Annual Fee Mastercard

0% p.a. for 6 months (reverts to 19.99% p.a.) No BT fee. Apply by 30 June 2024.

$0

Coles Rewards Mastercard

0% p.a. for 6 months (reverts to 19.99% p.a.) No BT fee. Apply by 29 Feb 2024.

$99

Bankwest More Classic Mastercard

0% p.a. for 6 months (reverts to 19.99% p.a.) 1% BT fee applies.

$100

Bankwest More Platinum Mastercard

0% p.a. for 6 months (reverts to 19.99% p.a.) 1% BT fee applies.

$160

Bankwest More World Mastercard

0% p.a. for 6 months (reverts to 19.99% p.a.) 1% BT fee applies.

$270

Kogan Money Credit Card

0% p.a. for 6 months (reverts to 21.74% p.a.)

$0

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Suncorp Clear Options Standard Credit Card

0% p.a. for 6 months (reverts to 21.99% p.a.) No BT fee.

$0 in first year, then $55

Qantas Titanium Card

0% p.a. for 6 months (reverts to 21.99% p.a.) No BT fee. Apply by 1 May 2024.

$1,200

Citi Simplicity Credit Card

0% p.a. for 6 months (reverts to 22.24% p.a.) 2% BT fee applies.

$0

Citi Rewards Card Velocity Points Offer

0% p.a. for 6 months (reverts to 22.24% p.a.) No BT fee.

$199

Citi Premier Credit Card

0% p.a. for 6 months (reverts to 22.24% p.a.) No BT fee.

$150 in first year, and subsequent years when you spend $48k in previous year (otherwise $300)

Citi Premier Credit Card Luxury Escapes Offer

0% p.a. for 6 months (reverts to 22.24% p.a.) No BT fee.

$150 in first year, and subsequent years when you spend $48k in previous year (otherwise $300)

Citi Premier Credit Card Cashback Offer

0% p.a. for 6 months (reverts to 22.24% p.a.) No BT fee.

$300 in first year, and $150 in subsequent years when you spend $48k (otherwise $300)

Citi Prestige Credit Card

0% p.a. for 6 months (reverts to 22.24% p.a.) No BT fee.

$700

Citi Prestige Qantas Credit Card

0% p.a. for 6 months (reverts to 22.24% p.a.) No BT fee.

$749

Bankwest Qantas Platinum Mastercard

2.99% p.a. for 9 months (reverts to 19.99% p.a.) No BT fee.

$160

Bankwest Qantas World Mastercard

2.99% p.a. for 9 months (reverts to 19.99% p.a.) No BT fee.

$270

People's Choice Low Rate Visa Credit Card

2.99% p.a. for 6 months (reverts to 12.95% p.a.) No BT fee.

$59

Defence Bank Foundation Credit Card

3.99% p.a. for 6 months (reverts to 8.99% p.a.) No BT fee.

$45 (half is donated to the Defence Bank Foundation).

National Seniors Credit Card

4.99% p.a. for 6 months (reverts to 8.99%p.a.)

$40

Geelong Bank Amigo Credit Card

4.99% p.a. for 6 months (reverts to 11.99% p.a.) No BT fee.

$49

Qudos Bank Lifestyle

4.99% p.a. for 5 months (reverts to 12.84% p.a.)

$0

Horizon Bank Visa Credit Card

4.99% p.a. for 5 months (reverts to 12.95% p.a.) No BT fee.

$0

Qudos Bank Lifestyle Plus

4.99% p.a. for 5 months (reverts to 16.35% p.a.)

$0

Qudos Bank Visa Platinum Credit Card

4.99% p.a. for 5 months (reverts to 19.49% p.a.)

$199

Goulburn Murray Credit Union amigo Credit Card

5.49% p.a. for 6 months (reverts to 12.00% p.a.) No BT fee.

$49

Macquarie Credit Union Visa Credit Card

6.95% p.a. for 6 months (reverts to 12.99% p.a.) No BT fee.

$30

Bank of Melbourne Vertigo Visa (Cashback Offer)

6.99%.p.a. for 12 months (reverts to 21.49% p.a.) No BT fee.

$55

BankSA Vertigo Visa (Cashback Offer)

6.99% p.a. for 12 months (reverts to 21.49% p.a.) No BT fee.

$55

St.George Bank Vertigo Visa Cashback Offer

6.99% p.a. for 12 months (reverts to 21.49% p.a.) No BT fee.

$55

Unity Bank Visa Card

7.74% p.a. for 6 months (reverts to 13.49% p.a.) No BT fee.

$0 in first year, then $60.

Firefighters Mutual Bank Credit Card

7.90% p.a. for 6 months (reverts to 11.50% p.a.)No BT fee.

$0

Health Professionals Bank Credit Card

7.90% p.a. for 6 months(reverts to 11.50% p.a.) No BT fee.

$0

Teachers Mutual bank Credit Card

7.90% p.a. for 6 months(reverts to 11.50% p.a.) No BT fee.

$0

UniBank bank Credit Card

7.90% p.a. for 6 months(reverts to 11.50% p.a.) No BT fee.

$0

BankVic Low Rate Visa

8.99% p.a. for 6 months (reverts to 13.95% p.a.) No BT fee.

$0

BankVic Qantas Visa

8.99% p.a. for 6 months (reverts to 18.95% p.a.) No BT fee.

$0

Compare (ALL) 109 of Australia's Best 0% Balance Transfer Cards (2024)
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